Additional Living Expenses (ALE)

Basically, your policy says, that you should – during this temporary period of time – whatever the length of that period of time – be entitled to have the same living style that you experienced, to the day prior to the fire.

Dick Emerine:

Basically, your policy says, that you should – during this temporary period of time – whatever the length of that period of time – be entitled to have the same living style that you experienced, to the day prior to the fire.

So, in my case, for example, I have 300 pounds of dogs, I needed a yard big enough to handle two dogs – that together, they weigh about 300 pounds, and look like polar bears – what the insurance company had selected, no way shape or form came anywhere close to meeting those requirements.

My personal recovery expert – I called him my guardian angel – took me around the community – in the neighborhood of where my home had been destroyed – to find a home, that allowed me, to sort of live temporarily, in almost a lifestyle that I would have had, if my home hadn’t been destroyed by fire.