Public Adjusters for Commercial Properties Earthquake Property Insurance Claims
Your commercial property has been damaged or razed to the ground by an earthquake. Your employees are worried about their jobs, your customers may be unaware of what has happened, and you are trying to figure out how to continue operations to survive. At the same time, you need to begin a complicated property insurance claim. You call your insurance company to file a claim and look for help; however, they are dealing with many other claims just like yours and you are no longer an asset to them, but rather a liability. Although you could try to manage the claim on your own, doing so will be like working a second job, and one mistake can severely impact your settlement.
Our team of construction estimators and contents specialists are the most experienced in the region in handling earthquake insurance claims. We alleviate your stress by managing the entire claim for you to secure the best settlement possible.
"Our property, Fashion Square Sherman Oaks suffered severe damage - running into tens of millions of dollars - during the Northridge Earthquake… The Greenspan Co./Adjusters International does not come cheap, but in the final analysis they earned their fee many times over by successfully negotiating with the insurance companies resulting in the insurers paying over and above what one could hope to collect."
Our team cares about what will make you whole again. Can you say the same for your insurance company?
Why The Greenspan Co./Adjusters International
- As the oldest and largest public adjusting firm in the West, our team has handled more earthquake claims than any other public adjusting firm in the region.
- With offices throughout the region, we quickly mobilize a team to be onsite at the beginning of the property insurance claims process.
- We bring together a team of experts, including public adjusters, forensic accountants, construction estimators, and contents specialists, to review your policy and document and evaluate the damage to create a claim that ensures we are in a position of strength in negotiating the settlement.
- Our public adjusters are highly knowledgeable in all facets of your insurance policy.
- We break down any roadblocks set up by the insurance company to ensure that you are working from a level playing field.
- Our teams are local to your region, enabling them to clearly understand and interpret local zoning laws and labor and materials costs to produce accurate estimates.
- Our forensic accountants structure the needed data and conduct the necessary calculations to ensure that all income lost from this interruption is accounted for correctly.
- We handle your claim professionally and expediently.
- We secure settlements that are often multiple times higher than the insurance company's initial offer.
- Our team is with you from the first call until you walk back into your repaired or new facility.
What To Focus on After an Earthquake
Before engaging your insurance company, consider the following questions:
- What is my agent's/broker’s role? Who will they support?
- Does The Greenspan Co./Adjusters International have earthquake damage experience?
- How do I minimize the impact of a large deductible?
- Am I impacted by coinsurance?
- Do I need my own construction, civil or professional engineer for the damage assessment?
- How can I afford to rebuild my business or building with a large deductible?
- Successful evaluation of damages hinges on a well-coordinated effort between engineers and construction consultants. Do I have the right experts lined up? Should I rely on the insurance company’s experts?
- How do I keep my employees and customers?
- How can the insurance adjuster represent both me and the insurance company?
The Difference We Make
We work exclusively for YOU, not the insurance company. Our insurance professionals have managed and negotiated thousands of claims for nearly every type of disaster. Local in our approach, we have an unmatched network of expert resources to efficiently mobilize and be at your side.