Public Adjusters for Commercial Properties Course of Construction (Builder's Risk) Claims
Your construction project has been stalled by a disaster, and costs are increasing every day of delay. You call your insurance company to let them know what happened and hope they can send an adjuster quickly so you can begin building again quickly. Unfortunately, your insurance adjuster is taking their time in getting back to you. The issue is that you have now become a liability to the insurance company. You are no longer an asset despite always paying your premiums on time. How can you be sure that the insurance company will consider your project's hard and soft costs, such as lost income? Our licensed public adjusters and construction estimators account for all costs in your course of construction claim.
The fire virtually destroyed the entire project with the exception of the slab and elevated slab. You and your staff were knowledgeable, quick, precise and knew what we needed to do to properly present our claim before the insurance company. This made the process less painful and led to a quicker resolution. Because of your guidance and advice, we received an excellent settlement for the Building and Loss of Income. Your involvement allowed us to best present our position and argue for a favorable settlement.
Why The Greenspan Co./Adjusters International
- Expert in assessing and collecting for soft costs, financing costs and ramp up.
- We are the oldest and largest public adjusting firm in the region, and we have handled scores of course of construction (builders’ risk) insurance claims.
- With offices throughout the region, we quickly mobilize a team to be onsite at the beginning of the insurance claims process.
- We bring together an entire team of experts, including adjusters, forensic accountants and construction estimators, and contents specialists to review your policy, document, and evaluate the damage to create a claim that ensures we are in a position of strength in negotiating the settlement.
- Our team comprises public adjusters knowledgeable in all facets of your insurance policy.
- Our team breaks down any roadblocks set up by the insurance company to ensure that you are working from a level playing field.
- Our forensic accountants structure the needed data and conduct the necessary calculations to ensure that all lost income is accounted for correctly.
- We secure settlements that are often multiple times higher than the insurance company’s initial offer.
- Our teams are local to your region, enabling them to clearly understand and interpret local zoning laws and labor and materials costs to produce accurate estimates.
What To Focus on After a Building Disaster
Before engaging your insurance company, consider the following questions:
- What is my agent's/broker’s role?
- Why is a claim strategy so important?
- What do I need to know about the insurance company’s experts?
- What are considered hard costs?
- What are considered soft costs?
- How quickly can I start rebuilding following a loss?
- How can the insurance adjuster represent both me and the insurance company?
The Difference We Make
We work exclusively for YOU, not the insurance company. Our insurance professionals have managed and negotiated thousands of claims for nearly every type of disaster. Local in our approach, we have an unmatched network of expert resources to efficiently mobilize and be at your side.