“As the oldest real estate firm in San Francisco, we have seen our share of damage to our own properties as well as those that we manage for others. Although we have run into other public adjusters, you and the Greenspan Adjusters International team are steps above all the others. Your attention to detail combined with years of experience gave me confidence and reassurance that our claim was going to be successfully negotiated with our insurance carrier…In the end there is no doubt in our minds that you collected more than we could have done on our own. Your fee was well worth it, and paled in comparison to the increased adjustment you were able to obtain.

Charlie Muller - Harrigan, Weidenmuller Co. Inc. Realtors
San Francisco, CA
  1. 1

    Your real estate management company just suffered serious damage and you are wondering what to do next.

  2. 2

    You call your insurance company and wait for an adjuster to come out, hoping they will have your best interests at heart.

  3. 3

    You move from the asset side of your insurance company's ledger to the liability side.

We Can Help

Knowing everything you possibly can about the "fine print" of your insurance policy before you have any substantive dialogue with your insurer is an absolute necessity. Know what you are covered for and how to claim it. What you say to your insurance company's adjuster and how you say it can make a dramatic difference in how much you get paid. The more you know, the better the results.

Real Estate Management Factors to Consider

Be sure to understand each of the following factors before engaging with the insurance company. Knowledge is the key to a successful claim outcome.

  • What is my broker's/agent’s role?
  • Does the adjuster work for us or the insurance company? Why they can't work for both. It's a conflict.
  • Can I do the repairs myself?
  • Is the insurance company using an independent building consultant to prepare a bid? Who are these consultants? Who are they working for? Do they only work for insurance companies?
  • Can I collect code coverage allowances if I build elsewhere?
  • Does the insurance company pay for professionals necessary to evaluate my claim? Are they working for me or them?
  • Does my risk manager have the requisite skill sets to negotiate a large property claim?
  • How quickly can I get started rebuilding?
  • Can a contractor negotiate my claim? Why it's a bad idea.
  • How does my policy address increased costs due to new codes? If my coverage is limited, what can I do about it?
  • Does my policy allow green building upgrades?
  • What is the difference between a schedule of values and a schedule of limits?
  • Why is my loss of rents claim more than just submitting lease agreements?
  • Will the insurance company pay for a construction manager?
  • Warranties and Protective Safeguard requirements. What do they mean? Can I still collect if I am not in full compliance?
  • Is there coinsurance in my policy? What does it mean?
  • How is actual cash value determined? Why should I care?
  • Do I have to replace on the same site? Can I buy or build elsewhere?
  • Can I compensate employees who help with cleaning or restoration?
  • Replacement properties. Lease purchase strategy. Is it good for me?
  • Replacing my building versus cashing out. What are the benefits? The pitfalls?
  • Should I have concerns as to how my insurer deals with pollutants - hazardous materials - lead & asbestos?
  • Is it always beneficial for my building/property to be considered a “total loss?” If not, why not?
  • How do I deal with lead & asbestos? What if my coverage is limited?

Real Estate Management References

In addition to the 5,000+ references on our list, here are some well-known names in the real-estate industry we have helped.

The Difference Public Adjusters Make

We work exclusively for YOU, not the insurance company. Our insurance professionals have managed and negotiated thousands of claims for nearly every type of natural and man-made disaster. Local in our approach, we have over forty offices across the U.S. and Canada, and an unmatched network of expert resources to efficiently mobilize and be at your side.

Our Results

Aisling Ferguson

$300,000
Without
Greenspan Adjusters International
$777,000
With
Greenspan Adjusters International

Colonade Apartments

$350,000
Without
Greenspan Adjusters International
$950,000
With
Greenspan Adjusters International

Daoudian Investments

$800,315
Without
Greenspan Adjusters International
$1,593,549
With
Greenspan Adjusters International

Hopper Lane Apartments

$16,500,000
Without
Greenspan Adjusters International
$21,000,000
With
Greenspan Adjusters International

KMart Building Edward J. Conner

$15,000,000
Without
Greenspan Adjusters International
$22,000,000
With
Greenspan Adjusters International

New Perspectives Enterprises

$299,000
Without
Greenspan Adjusters International
$799,000
With
Greenspan Adjusters International

Tesseract Capital Group

$790,000
Without
Greenspan Adjusters International
$1,150,000
With
Greenspan Adjusters International

The Amerland Group

$13,550,000
Without
Greenspan Adjusters International
$19,550,000
With
Greenspan Adjusters International
You are the brightest, sharpest and the best adjuster I have come across. You handle everything in the most professional manner. You know how to work with your crew to achieve the best results and you know how to… Read More about Parham Partielli, Director Property

Parham Partielli, Director Property, Development and Financing

Development and Financing

As the oldest real estate firm in San Francisco, we have seen our share of damage to our own properties as well as those that we manage for others. Although we have run into other public adjusters, you and The… Read More about Charlie Muller / Harrigan, Weidenmuller Co. Inc. Realtors

Charlie Muller / Harrigan, Weidenmuller Co. Inc. Realtors

After spending some brief time with representatives of The Greenspan Co./Adjusters International, I realized that it was in the best interest of the insured to have good representation. I was under the impression that… Read More about Tedd Rosenstein, Vice President

Tedd Rosenstein, Vice President, American Management Company

The patience and expertise your group offered us processing all the paperwork, both for our company losses and personal losses, made a most difficult task more manageable, not to mention helping us keep our sanity.

Brenda J. McDaniel, Director of Risk, Management/Personnel

Arden Group, Inc.

There was no way I, as the Managing Co-Owner of these buildings, could have handled our claims with Farmers Insurance without the expertise you provided. Our very large losses needed the specific knowledge and… Read More about Philip S. Salet, Managing Co-Owner

Philip S. Salet, Managing Co-Owner, Northridge Properties

Actual results will vary based on individual circumstance and nature of insurance claim loss. There are no guarantees you will experience the same results.